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Introduction

SpringCT collaborates with industry-leading financial services companies, value-added service providers, and security technology companies to develop compelling products in the ever-evolving fintech landscape. Our expertise spans a wide range of financial services, including payment processing, loan processing, remittances, saving and investment tools, chatbots, and enterprise-grade financial platforms. We provide our clients with comprehensive fintech knowledge to support their digital transformation journey, offering strategic guidance to navigate challenges such as security, privacy, compliance, and regulatory issues. At SpringCT, we prioritize meeting your business objectives and design bespoke financial services software solutions that cater to your unique needs.

Applications
customer-onboard
Customer Onboarding
We specialize in developing customized digital customer onboarding solutions that offer a seamless end-to-end experience, revolutionizing the entire onboarding process for both new and existing customers. By standardizing and automating the customer due diligence process, onboarding solutions help to minimize onboarding time, increase customer retention, and enhance overall customer satisfaction. Our team works closely with our clients to understand their unique business requirements and design bespoke solutions that cater to their specific needs. Whether you are looking to optimize your onboarding process, enhance compliance, or streamline your customer experience, we can help you achieve your objectives with our expertise in digital customer onboarding solutions.
digital
Digital Payments & eWallet
We leverage our deep domain expertise to provide robust digital payment application development capabilities that enable our clients to deliver innovative payment solutions. Whether you need to build mobile payment solutions, B2B transaction platforms, or digital wallets, our team is equipped with the necessary expertise to help you achieve your goals. We prioritize data security, encryption, compliance, and data privacy in our development processes, ensuring that your payment solutions meet the highest standards of security and compliance. With our tailored approach, we work closely with our clients to develop customized payment solutions that address their specific business needs, delivering a seamless user experience while enhancing the overall efficiency of payment processes.
wealth
Wealth Management Software
We create products that let end-users manage and control their finances, monitor and categorize expenses and make data-driven forecasts. The wealth management software suits we have developed help our clients address financial advisory, portfolio management, compliance and client reporting & accounting. The team is committed to delivering solutions that prioritize user experience, offering a seamless and intuitive interface for users to manage their finances with ease.
remittance
Remittances Solution
Whatever scale of operation you may have, we offer everything you need to run your money transfer business efficiently. Our end-to-end remittance solution development capabilities cater to your core cross-border payment needs while ensuring security and regulatory compliance. We have supported functionalities such as real-time identity verification with services such as IDmission, risk and fraud analysis, country and state-specific compliance, handled license and legal compulsions, estimate money transfer cost, money transfer transaction with tracking status, cash delivery, multi-currency, multi-language support, promotions and referral benefits for consumer, analytics integration. We prioritize delivering a seamless user experience while enhancing the overall efficiency of your remittance processes.
banking
Mobile App Development
Our fintech team combines deep banking industry knowledge with cutting-edge technology, including chatbots, voice & face biometrics, and AI/ML, to create solutions for both retail and corporate banks globally. Leveraging our extensive experience in mobile banking application development, we create robust, engaging, and secure banking solutions that are commercially viable. Our team prioritizes security to provide customers with absolutely secure and interactive banking operations from their mobile devices. We understand the importance of delivering reliable and secure banking solutions and use the latest technologies and best practices to ensure compliance and security.
lending
Lending Management
Our team specializes in developing cutting-edge lending applications that streamline the loan application process across various channels. Our expertise empower lenders to build solution that can be used to make informed decisions about issuing or disapproving loans based on credit ratings and KYC data at the initial stage itself, enhancing efficiency and reducing manual effort. Solutions can be customized to have features like extending tenure or changing repayment structure. Additionally, we have expertise in crafting credit line management solutions for bank agents, helping them manage and optimize their credit lines with ease.
Offerings
Having more than decade of experience in the banking and financial software development space, we create new and enhance existing financial solutions for our customers. Here is what we offer:
outsources
Outsourced Product Development
We are a full-lifecycle outsourced product development company specialized in high-technology software development. We offer comprehensive services for the development of new products and product life cycle management. We combine both complex engineering and strong domain knowledge to deliver a robust product in a quick time.
extended
Extended Development Centre
With the extension models, our engineering team becomes an integral part of your team during the entire project. A dedicated offshore development team with a strong domain focus and proven delivery track record will be there to support you in the entire product development cycle. The extended team works on your project only.
application
Application Development & Maintenance
SpringCT leverages its technology capabilities, in-depth domain knowledge, intellectual property assets, and methodologies to deliver robust, cutting-edge software development which helps customers in meeting their strategic priorities. We offer frequent and reliable code changes by our highly skilled application development team that follows a set of operating principles leading to better collaboration, software quality, and a shorter time to market.
Third-Party
Third - Party Integrations
We offer custom third-party integration strategies that help you get into the new digital ecosystem that benefits everyone along the value chain. Our financial software development expertise will equip you to deliver value while expanding your reach and revenue by leveraging internal capabilities or incorporating external platforms, apps, and products.
Case Studies

Loyalty Management

We have helped several customers across the globe in building customer loyalty management solutions. The solutions we have built are comprehensive and practical that allowed the creation and execution of successful loyalty programs with ease. Supporting both B2C and B2B operators, we have extensively utilized the latest AI & ML mechanisms to identify individual patterns, behavior and helped customers in creating offers that are perfectly in line with user preferences.

Cheque Scanning

Cheque Scanning

Developed a web-based solution that streamlines the process of scanning checks and securely transmitting them to the backend for efficient processing. The team has used state-of-the-art OCR technology to accurately extract essential information from the checks, which is then assessed against customized business criteria to ensure accuracy and compliance. In addition, the solution also conducts thorough checks on the image quality of the scanned checks to guarantee that they meet the required standards before being forwarded to the bank for further processing. Upon approval from the bank, the agent’s credit line is promptly updated, facilitating a seamless and efficient transaction process. Automatic credit line management, including credit and debit note processing, is also part of the system, ensuring smooth and efficient credit line updates for agents. Aggregations at the customer level provide a consolidated view of check processing activity, enabling effective management and reporting capabilities.

Bank Statement Processing System

Bank Statement Processing System

Developed a solution with an interactive user interface that allows organizations to conveniently access and manage bank account statement files from different banks. The application regularly polls for these statement files at pre-defined time slots, ensuring that the latest information is always available. The system is capable of parsing BAI2 format files, extracting relevant transaction data, processing it, and storing it in a secure manner. Users can easily view and manage all the relevant transactions from each file using the intuitive UI provided by the application. The application also performs proactive actions such as sending email alerts for predefined scenarios such as low deposits and generating notification alerts for missing files. Comprehensive reporting capabilities allow users to generate PDF/CSV reports and retrieve detailed transaction information based on various criteria. The solution provides an interactive platform with automated features for managing and processing account statement files from multiple banks.

Point Of Sales

Point Of Sales (POS)

With extensive experience and a dedicated team, we have helped our customers in building customized point of sale solutions for both small-scale and large-scale businesses. We have successfully created highly robust POS solutions for industries like retail and eCommerce, healthcare, and many more. Solutions we developed support functionalities such as creating and maintaining customer/sender and beneficiary profiles, integration with FX rate and multiple payer services, the ability for agents to upload customer documents for verification, etc.

Digital Customer Onboarding

Digital Customer Onboarding

We have helped financial institutions to accelerate the customer onboarding journey by automating the end-to-end process in a simplified and streamlined fashion. Used BPM engine to automate the complete onboarding process. Also, utilized the latest technology capabilities for capturing accurate information. The system supports features such as creating multiple documents, document editing or adding a document with new updates, digital signs, background checks, bad credit history, integration of google maps to monitor and prevent overcrowding or shortage in any location, etc. SpringCT has ensured regulatory standards and compliance. The entire solution was an upgrade to legacy system in terms of technology, usability, and performance.